u.s. bank case study

u.s. bank case study

Redesigning the Business Banking Experience

Redesigning the Business Banking Experience

Redesigning the Business Banking Experience

Overview

I led the redesign of the business banking home page which aimed to improve the perception of the brand and clearly communicate relevant information to empower business owners to make educated decisions about their businesses. I guided my team in designing this crucial page focused on addressing issues identified during discovery while striking a balance between keeping the visual style aligned with the greater U.S. Bank website and stretching the brand styles in a way that allowed for business banking to have it's own unique identity.

I collaborated closely with product, engineering, business stakeholders, research, and content to ensure our solutions met user needs, supported business goals, and scaled effectively. The redesigned home page increased user satisfaction scores and left users feeling more likely to explore U.S. Bank's offerings for their business banking needs.

I also reshaped the strategy for the navigation structure aiming to reduce bounce rate and enhance findability. The proposed navigation changes boosted task success rates, reduced bounce rate, reduced the ToT, and most importantly, left users feeling empowered to grow their businesses with the help of U.S. Bank.

Goals:
  1. Clearly Communicate: Provide users with the right amount of information so that they are fully equipped to make the best decision for their businesses.

  2. Enable Discovery: Help users navigate easier and find products & services that meet their needs faster.

  3. Enhance Reputation: Improve the perception of U.S. Bank using rankings, awards, testimonials, and statistics, as well as through social proofing.

  1. Enhance Reputation: Improve the perception of U.S. Bank using rankings, awards, testimonials, and statistics, as well as through social proofing.

  2. Clearly Communicate: Provide users with the right amount of information so that they are fully equipped to make the best decision for their businesses.

  3. Enable Discovery: Help users navigate easier and find products & services that meet their needs faster.

ROLE

Co-Lead Designer (1 of 2)

RESPONSIBILITIES

Creative Direction

End-to-End UX/UI Design Process Leadership

Information Architecture & Taxonomy

COLLABORATORS

20+ teams: UX Design, Product, Business, Research, Content, Development

TIMELINE

Q1 - Q2 2025

TOOLS

Figma, FigJam, Miro, UserTesting, Optimal Workshop, Google Analytics, JIRA

The Challenge

The current Business Banking site design was outdated, content dense, and bloated causing users to either feel overwhelmed with the amount of information being presented to them or frustrated when they couldn't easily find what they were looking for leading to them leaving the site altogether.

Current STate

Business need

Business need

Engage users with impactful content and reduce navigation related friction so they can ultimately progress through the funnel towards conversion.

User need

User need

To feel educated, enabled, and empowered to make the best business decisions for their situations and easily find products that will help them grow their businesses.

PROBLEM TO SOLVE

The current experience is overwhelming, confusing, and frustrating to users.

Discovery

Discovery

Gathering Insights

Numerous research activities revealed both content and experience issues. These insights shaped early iterations, prioritizing trustworthiness, findability and being inspirational.

RESEARCH ARTIFACT EXAMPLES

RESEARCH ARTIFACT EXAMPLES

Research Activities

Jobs to be Done

Mental Models

Competitive Analysis

Journey Maps

Quantitative Data Analysis

Experience Audit

UX/UI Audit

User Surveys

User Interviews

Archetype Development

Emerging Themes:

trustworthy & reliable

trustworthy & reliable

trustworthy & reliable

Build trust through multiple methods and maintain a hometown, familiar feel overall

findability

findability

findability

Users should be able to understand the nav structure and move around the site seamlessly

inspirational

inspirational

inspirational

Spark the desire to engage with U.S. Bank through content and design

HOW MIGHT WE

How might we ensure that we're serving up the right content at the right time and offering clear pathways around the different areas within the site?

Synthesis

Synthesis

Synthesis

Forming a POV

Through review and analysis of the findings and learnings from discovery, we arrived at a set of experience principles that would guide every design decision.

Experience Principles

Design & Learn

Design & Learn

Design & Learn

Developing & Testing Concepts

After initial iterations, unmoderated homepage usability testing with 6 participants validated that a more simplified, streamlined, and motivational experience led to increased user confidence, comfort, and a prevailing positive sentiment.

Additionally, we conducted a comparative tree test with 200 participants and 2 different information architecture structures that shed light on how users are thinking about navigating a site such as this. Captured user feedback from both testing activities led to refinements of the homepage design and informed the decision on which navigation structure to move forward with.

Reimagining the Homepage

Key Findings from the Usability Study:

Trustworthy & reliable

Trustworthy & reliable

Trustworthy & reliable

Quote: "The top section (Hero) is really clear and makes me feel really confident that the bank has the things I need for my business."

Takeaway: The length and substance of the hero is easily digestible and connecting with users.

Quote: "The top section (Hero) is really clear and makes me feel really confident that the bank has the things I need for my business."

Takeaway: The length and substance of the hero is easily digestible and connecting with users.

findability

findability

findability

Quote: "I think the tabs here are pretty intuitive, it feels like everything is in the right place without having to think about it too much."

Takeaway: Users fund the tabbed navigation intuitive and clear. It helped to focus their attention instead of overwhelm them with too much content.

Quote: "I think the tabs here are pretty intuitive, it feels like everything is in the right place without having to think about it too much."

Takeaway: Users fund the tabbed navigation intuitive and clear. It helped to focus their attention instead of overwhelm them with too much content.

inspirational

inspirational

inspirational

Quote: "The business life stages visual is a nice way of showing how the bank can help you from the start and as your business grows."

Takeaway: This content was viewed positively and gave the impression that the bank wants to help grow the user's business.

Quote: "The business life stages visual is a nice way of showing how the bank can help you from the start and as your business grows."

Takeaway: This content was viewed positively and gave the impression that the bank wants to help grow the user's business.

Iteration of a homepage wireframe

Iteration of a homepage wireframe

Tree Test Stimuli

Tree Test Stimuli

Revising the Information Architecture

Revising the Information Architecture

Key Findings from the Tree Tests:

findability

findability

findability

Finding: Prototype B had an average task success rate of 80% compared to 43% from Prototype A.

Takeaway: The mega menu structure outperformed the tree-nav structure and is more comfortable for users to navigate.

Finding: Prototype B had an average task success rate of 80% compared to 43% from Prototype A.

Takeaway: The mega menu structure outperformed the tree-nav structure and is more comfortable for users to navigate.

findability

findability

findability

Finding: Prototype B had an average time of task that was 22% lower than the time on task for Prototype A.

Takeaway: Users are more familiar with using the mega menu and the extra real estate likely helped display more to them at once.

Finding: Prototype B had an average time of task that was 22% lower than the time on task for Prototype A.

Takeaway: Users are more familiar with using the mega menu and the extra real estate likely helped display more to them at once.

findability

findability

findability

Quote: "Those extra little descriptions help me understand what I'll find within those sections."

Takeaway: The addition of guiding descriptive text under the menu items aided in the understanding of the mega menu navigation structure.

Quote: "Those extra little descriptions help me understand what I'll find within those sections."

Takeaway: The addition of guiding descriptive text under the menu items aided in the understanding of the mega menu navigation structure.

final designs

final designs

final designs

The Optimized Design & Structure

The final MVP delivered a simplified, empowering experience that motivated users to achieve their business goals with the help of U.S. Bank.

A Redesigned Homepage

After some refinements made based on the usability study the resulting homepage design gave the business banking area of the site it's own distinct feel compared to the other U.S. Bank verticals. It hit on the 3 themes uncovered during discovery.

trustworthy & reliable

trustworthy & reliable

trustworthy & reliable

The new design had less clutter and featured content that aimed to prove to users that U.S. Bank is a reputable partner worthy of their consideration.

findability

findability

findability

The simplification of elements and addition of tabbed sections improved findability by purposefully curtailing the amount of content being displayed on the page at once.

inspirational

inspirational

inspirational

The substance of the content also shifted from a more pure product marketing perspective to one that centered around relationships and services with products coming second.

Revised Information Architecture

COntacts lists

COntacts lists

COntacts lists

COntacts lists

Taking what was learned from the tree test several tweaks were made to the mega menu navigation and information architecture culminating in a unique structure for the business banking area of the U.S. Bank website. This sparked a larger global navigation change initiative that is still ongoing. This solution focused on the trustworthy & reliable and findability themes from discovery.

trustworthy & reliable

trustworthy & reliable

trustworthy & reliable

The new structure included brief descriptions of what the user will find in each section which made them feel confident that they'll find what they're looking for thus strengthening their perception of U.S. Bank.

The new structure included brief descriptions of what the user will find in each section making them feel confident they'll find what they're looking for thus strengthening their perception of U.S. Bank.

findability

findability

findability

The mega menu allowed for more space to display menu items at once thus increasing findability.

findability

findability

findability

Showing multiple layers of navigation at a glance enabled a deeper view of the sub-pages and offered a way to go straight into an interior page from the top level.

IMPACTS

The Results

The project improved task completion, reduced bounce rate, reduced the time on task and enriched the reputation of U.S. Bank among its business banking customers. By simplifying the experience and navigation we shifted the focus from product driven to relationship driven which lends itself to reducing friction and easing the customer journey through the funnel to conversion.
+0%

Task Success RAte

-0%

BOUNCE RAte

-0%

ToT RATE

What I Learned

Content is more than just words

Changing the content and adding context had a dramatic effect on the perception of the brand and caused users to feel more confident in partnering with the brand.

Ease of use and familiarity sometimes beat out innovative solutions

This project revealed that in certain situations like the navigation structure users prefer simple, familiar patterns rather than new inventive ones.

Research is worth fighting for

The findings from research that the client initially didn't want included in the scope proved to be worth its weight in gold when it came to creating the solution

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0 to 1 Design

0 to 1 Design

Web & App

Web & App

Vision Setting

Vision Setting

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USER SATISFACTION

USER SATISFACTION

USER

SATISFACTION

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TASK COMPLETION

TASK COMPLETION

TASK

COMPLETION

2025 – Mike Bobev
2025 – Mike Bobev
2025 – Mike Bobev